Even if you're healthy, dental insurance can help you budget for routine care and prevent costly procedures down the line.

  • Limited network of providers
  • How do I choose the right dental plan for my needs?

      Opportunities and realistic risks

      Why it's a hot topic in the US

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    • Dental implants
    • As the gig economy continues to thrive, millions of self-employed individuals in the United States are struggling to find reliable dental coverage. Without the luxury of an employer-sponsored plan, many freelancers and small business owners are left to navigate the complex world of dental insurance on their own. This growing concern has sparked a surge in demand for dental plans specifically designed for self-employed individuals.

    • Higher out-of-pocket costs for non-essential procedures
    • Dental Plans for Self-Employed: A Growing Concern for Freelancers and Small Business Owners

      What is the average cost of dental plans for self-employed individuals?

      I don't need dental insurance because I'm healthy.

    • Freelancers and independent contractors
    • If you're self-employed or struggling to find reliable dental coverage, there are many resources available to help. Consider exploring online dental insurance marketplaces, consulting with a licensed broker or agent, or speaking with a financial advisor to find the best plan for your needs. Stay informed and take control of your dental health today!

      How dental plans for self-employed individuals work

    • Small business owners
    • Anyone who has lost their employer-sponsored dental coverage
    • Crowns and bridges
    • Do dental plans for self-employed individuals cover pre-existing conditions?

      Common questions about dental plans for self-employed individuals

    • Orthodontic care
    • When choosing a dental plan, consider factors such as your budget, desired level of coverage, and any specific needs you may have (e.g. orthodontic care).

      Can I purchase dental coverage through a broker or agent?

    • Regular check-ups and cleanings
      • Common misconceptions about dental plans for self-employed individuals

        While dental plans can be pricey, there are often affordable options available, and purchasing coverage early on can help you avoid financial shocks later.

      • Entrepreneurs and startup founders
      • I can just go to the dentist without insurance.

      • Fillings and extractions
        • The cost of dental plans for self-employed individuals can vary depending on factors such as age, location, and desired level of coverage. On average, expect to pay between $20 and $50 per month for a basic plan.

          Stay informed and learn more

          Yes, you can purchase dental coverage through a licensed broker or agent, who can help you navigate the complex world of dental insurance and find the best plan for your needs.

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          Dental plans for self-employed individuals typically involve purchasing an individual or family dental insurance plan, which can be customized to fit your specific needs and budget. These plans often come with a range of benefits, including:

          Who this topic is relevant for

          The self-employed population in the US is on the rise, with an estimated 42% of millennials working as freelancers or independent contractors. This shift towards non-traditional employment has created a significant gap in dental coverage, as many self-employed individuals are not eligible for group plans or struggle to afford individual coverage. As a result, dental care has become a major concern for those who cannot afford expensive procedures or routine check-ups.

        • Higher premiums compared to group plans
        • While dental plans for self-employed individuals can provide peace of mind and financial security, there are also some potential risks to consider:

          Most dental plans for self-employed individuals cover pre-existing conditions, but the level of coverage may vary depending on the plan and provider.

          This article is relevant for:

        Dental plans are too expensive for self-employed individuals.

        While it's possible to visit the dentist without insurance, this can lead to surprise bills and a lack of financial security.